Why keep Finance Vaastu For Cibil Improvement?

Monthly free credit report

Monthly free credit report

Detailed analysis of factors affecting score

Monthly free credit report

Personalised tips on improving & building score

Monthly free credit report

Continues Credit Monitoring

Monthly free credit report

What does your credit score mean?

credit-ranges-v3 850 300 ↑ 1 pt 760 Excellent

This credit score reflects a top-tier financial standing. Individuals in this range are eligible for the best loan offers and premium financial products, often enjoying lower interest rates and favorable terms.

Above 790 | Excellent

Scores in this range indicate a solid credit history with no major lapses. Borrowers can typically secure competitive interest rates, although they may not qualify for the very best rates available on the market.

771 - 790 | Good

A score in this category suggests a generally reliable credit history, but there may be some minor issues present. Borrowers can still access loans, but they might face slightly higher interest rates compared to those with better scores.

731 - 770 | Fair

This range indicates potential credit challenges, with some missed payments or other issues affecting the score. Borrowers may need to take steps to improve their credit health to access favorable loan terms in the future.

681 - 730 | Average

Scores below 680 signify significant credit challenges, likely including missed payments or defaults. Individuals in this category may find it difficult to secure loans or may face high interest rates and stringent terms, necessitating serious efforts to improve their credit standing.

Below 681 | Poor

How can you improve your credit score?

Pay bill on time

Monthly free credit report

Reduce card utilisation

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Monitor reports for errors

Monthly free credit report

Do not open many credit accounts

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Maintain mix of accounts

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Keep Old Accounts Open

Monthly free credit report

Frequently Asked Questions

Yes, Finance Vaastu offers tailored solutions for both individuals and corporates to improve their credit profiles and gain access to better financial opportunities.

Finance Vaastu offers personalized CIBIL improvement plans, including monitoring your credit report, identifying errors, and providing strategies to reduce outstanding debt. Our team works with you to enhance your credit profile over time.

The time required to improve your CIBIL score depends on your current credit health. Generally, you can start seeing improvements in 3-6 months if you follow the recommended strategies consistently.

No, checking your CIBIL score frequently through a "soft inquiry" does not lower your score. However, multiple hard inquiries from lenders within a short period can impact your score negatively.

Your CIBIL score is influenced by factors such as payment history, credit utilization, the age of credit accounts, credit mix, and the number of hard inquiries made by lenders.

Yes, with proper financial discipline and strategies like paying off outstanding dues and managing new credit responsibly, you can gradually improve your score even after defaults.

Yes, applying for multiple loans or credit cards in a short period can lower your score, as each application results in a hard inquiry. It's better to apply for credit only when necessary.

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Explore our wide range of financial services, from CIBIL score improvement to personalized loan options. Simply fill out the form, and we’ll connect you with the best solutions for your needs—whether it’s enhancing your credit or finding the perfect loan.

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